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Serving the city of Fairfield, Vacaville, Vallejo, and surrounding Cities

Helping clients purchase or refinance homes in all of California, especially in Solano County and Contra Costa County. With over a decade of experience in the mortgage industry, Jeanine's extensive knowledge allows her to help customers achieve their goals.

I help guide first time home buyers through the process, navigating them through the paperwork and educating them on qualifying for a home loan. I work with all types of situations, even if you have been denied for a home loan in the past. My goal is to help you through the process no matter how long it takes.

My mission statement is to help people accomplish their goals in purchasing or refinancing their mortgage by simplifying the process for them and ensuring my clients receive the best experience.

We offer a full range of home purchase and refinance options:

✓ Conventional Fixed and adjustable rate mortgages
✓ FHA mortgages
✓ HARP refinance
✓ Home equity line of credit
✓ Jumbo mortgage loans
✓ Refinance options for cash out, lower rate, or eliminate PMI
✓ Reverse mortgages
✓ USDA loans
✓ VA loans (Veteran and Active Duty)

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Jeanine recently helped my wife and I purchase our home. She is terrific: professional, patient, and proactive. She made a complicated process seem easy. I look forward to working with her again. David Murphy Registered Nurse
Jeanine did such an amazing job with helping my husband & I purchase our first home. She is very patient and easy to work with. We didn't have a hard time getting our documents to her because she always found a way to obtain what was needed. She responds to her emails, phone ... READ MORE Rosa Rico First time homeowner
Jeanine worked wonders!! We closed escrow in 16 days from the day our offer was accepted. She was extremely responsive and explained every step of the process. Hopefully, we don't have to go thru it again, but if we do, we're going with Jeanine. We HIGHLY recommend her to anyone. Gabe and Kristel Caganap Client
Jeanine is an outstanding loan officer who believes in making a difference, a true professional. Her determination and no quitting attitude has generated outstanding results. We cannot say enough of her work ethic and personality. She provided my wife and I with positive end results ... READ MORE VM Personnel Analyst
Jeanine Nucum is an excellent loan officer. She is very experienced, has great communication, and does her due diligence. Coupled with her experience an as Underwriter, she was on point with requesting all the pertinent documents early on in the process. My loan was ready to get funded ... READ MORE Jackie Salcedo Contracts Manager
Jeanine from start to finish handled our situation as if it was her own. She was always giving us updates and was always available for questions or concerns. Very professional but caring and personal to our specific set of circumstances. We highly recommend her. Robert and Rosana Jones Robert Jones Robert Jones General Contractor
I would strongly recommend, Ms. Jeanine Nucum, Mortgage Loan Officer for AmeriFirst Financial to handle your mortgage loan. Jeanine is a very dedicated individual who works for her clients and follows through on every part of the process that is under her purvey. Jeanine ... READ MORE Maria Teresita G. Manalo Maria Teresita G. Manalo Client
From the beginning of the process to the end Jeanine was amazing. She was punctual, always available, always helpful, and did not make purchase of a home feel like a burden but instead an exciting chapter in our life. We would highly recommend her again and plan on using her for our ... READ MORE MG Production Manager
Jeanine is an experienced and knowledgeable mortgage loan professional--she is responsive, personable and extremely reliable--all necessary to complete the loan process in a timely manner---I would definitely recommend Jeanine to anyone who is looking for a Real Estate loan---lastly ... READ MORE Gaeton Parente People Greeter--Sam's Club
Jeanine is a very meticulous and conscientious loan officer. She is very thoughtful and explained the loan process in a simplified and thorough manner. We are very happy with the service she provided for us and the painless experience. If we can give more stars we would. Thanks again to Jeanine. SOTERA CAMACHO Program assistant
Jeanine did a great job, she did what she promised and kept my best interest in mind. She provided me with several options and explained in great detail what was best for me. My loan was completed in a timely manner with no problems. I am a returning customer and will call on her again ... READ MORE Keith Nunn Director of Maintenance
Jeanine is just amazing, she went beyond and above to make our dream come true, she is always there to address any concerns, questions, and to provide you with professional advise. I would and I will definitely recommend Jeanine to anyone who's ready to buy a home, or anyone ... READ MORE Ricardo Farias Ricardo Farias
Thank you Jeanine for helping us become first time home owners!! When we started this journey we were clueless on how any of this works, were told we couldn't be financed by others. but thanks to Jeanine our dreams are now reality!! Jeanine is so professional as she patiently ... READ MORE Milton Hedrick Delivery Driver
First time home owner here, thanks to Jeanine! Jeanine was very helpful and informative throughout the whole process. She was always super responsive with any inquiries we had, and she always made sure we were on time with our document submissions. We didn't run into any ... READ MORE Henry & Ashley Rull
Jeanine is very knowledgeable of her field. She is very personable, reliable & made sure that all our questions was taken cared of. We would not hesitate to recommend her to others & we are looking forward to work with her again. Thank you. Paulita
Jeanine worked with for my mortgage on my new home, it was a somewhat complex situation and she made sure I got the best deal. The process was very smooth , she was very responsive to my questions and helped me close the deal in time. Overall I am very happy with her work and would ... READ MORE Amit Kothari Data Engineer

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